Do Away With Social Security?

 

There don’t seem to be a lot of history majors in politics these days. Nor are there a lot of fans of English literature. But, there are a great many people in the political professions who seem to think that our system of safety nets (Social Security, Social Security Disability) are at best unnecessary and at worst some sort of tyrannical theft by the government. They also seem to think that if we just got rid of the safety nets and quit taxing the citizens, or if we just privatized social security or even just cut everyone loose to fend for themselves, then somehow the magic of the free market would sort everything out.

Anyone who believes that has either a tenuous grasp on reality or no knowledge of history, or both.

Back before Social Security, it used to be believed that the poor were being punished by God for their lack of industriousness and poor moral choices. While this might not be the mindset of those who wish to do away with Social Security nowadays, their current thoughts on the matter are hardly much better. “Why haven’t the poor done a better job of looking after their investment portfolios?”

 

Back in the 19th and early 20th century, there used to be places called “workhouses.” This was where the destitute poor were placed. The majority of them were either children or the elderly. These places were essentially prisons. They would be fed the bare minimum, and they would work 12 hours shifts six days a week. Their tasks included picking oakum out of hemp rope, making brooms, or performing other menial tasks so they could earn their keep. Those who were placed in them were actually considered “lucky,” mainly because the only other option was life on the street with nowhere to go. It was a fairly popular background for novelists like Charles Dickens, whose name has become synonymous with bleak living conditions and the utterly destitute.

We don’t live in a society like that anymore. But anyone who thinks we can’t slide back into that sort of thing if we just get rid of the bothersome Social Security tax is delusional.

Sure, we won’t have them make brooms or pick tar out of rope. It would probably be a more twenty-first century kind of menial labor. Maybe working at a call center? Sending out spam e-mails? I’m sure they’ll think of something.

Detractors of Social Security claim that many recipients of social security are getting a “handout” or an “entitlement,” but we have a hard time seeing it that way. An entitlement or a handout is something that you get for free. Social Security is something that you pay into for your entire working life, from your first job as a 15 year old at McDonalds to your last job as a CPA. Your employers pay into it as well. What about that is a “handout?” In fact, we would argue that it is the only government program that takes dues from the taxpayers and provides them with tangible money at the end of it. Taxpayers pay for farm subsidies and receive no real tangible monetary benefit. Taxpayers pay for spare engines for jets, yet never get to fly one. Taxpayers pay for everything this country does, but the only program that gives them money back is Social Security. So when someone asks “Why should I have to pay for somebody else’s retirement,” the answer is “You are paying for someone else’s because someone else will be paying for yours.”

And what about those who become injured and are unable to work?  Do we want to live in a country where those who are unable to work are left with absolutely no income whatsoever? For those of us in gated communities, it probably won’t be that much of a big deal. But for those of us who are not financially well off, and for the majority of us who didn’t make it through life without a significant financial catastrophe, the idea of having nothing, either when we retire or get injured, is not something that we think would be a good idea.

Social Security Insurance and Social Security Disability Insurance is not perfect. There are a lot of things that we can do to make it more efficient and fair. But either privatizing it or abolishing it all together smacks of a different, darker time in America. We shouldn’t go back there again.

Greenberg and Bederman is a Social Security Disability law firm located in Silver Spring, Maryland. We are currently offering legal assistance for those who are applying for Social Security Disability Insurance. If you or a loved one in Maryland, Virginia or D.C. need assistance in getting through the Social Security Disability Insurance process, contact Greenberg & Bederman for a free consultation today.

 

Virignia Drunk Driving Accident Sentenced - Barely

 

This story comes from WAVY down in Virginia Beach:

A 24-year-old woman who seriously injured two people in a drunk driving head-on collision in March 2009 was sentenced Wednesday to serve four years and six months in prison.

Lisa Marie Schettler, a Virginia Beach native, had a blood alcohol level of .44 that night in March. With that much alcohol in your system, you shouldn’t even be allowed to leave the house, much less get behind the wheel of a car. Yet that’s exactly what Ms. Schettler did. Her car drifted across the double yellow line on Bird Neck Road and slammed directly into the front of another car, which was occupied by Donald and Elaine Gay. According to the news report, all three of them were seriously injured.

Ms. Schettler is lucky that there were only injuries involved, and it’s hard to imagine that the Gay’s feel lucky at all, although they should count themselves lucky to be alive. What you had here was just about the purest form of vehicular negligence that exists. It’s dangerous enough to drink even a minor amount of alcohol and then get behind the wheel of a car; Ms. Schettler drank enough to the point where she shouldn’t have been able to see straight.

The news report doesn’t say anything about Ms. Schettler’s weight, but with a BAC of .44, we could make a fair guess that she had at least nine drinks, which is more than enough to impair someone’s ability to drive a car.

So as a result of this act of irresponsibility, two completely innocent people were badly injured. They went through painful and expensive medical treatment, they were unable to go to work and earn a living for themselves, and they had to go through a prolonged and painful recuperation process. And all they did to deserve this ordeal was to simply get in their car.

If you take the numbers available for drunk driving related accidents in Virginia as a whole, you actually get somewhat of an encouraging scenario. The earliest numbers available at the Virginia Department of Motor Vehicles are from 1984, when the Old Dominion had a staggering 19,371 alcohol related vehicle accidents. This was 15.7% of all vehicle crashes. In other words, if you got into a car wreck in Virginia in 1984, there was just under a 16% chance that the other driver had been drinking.

Things have improved drastically over the following 26 years. In 2009, the total number of alcohol related crashes was 9,366, which is almost exactly 10,000 less alcohol related crashes in Virginia. We can take that to mean that raising awareness of the dangers of drunken driving and increasing the penalties for drunken driving have made a difference in Virginia. But sadly, the awareness in Virginia didn’t make enough a difference to stop Lisa Marie Schettler from getting behind the wheel of a car after nine drinks and a blood alcohol content of .44.

The definition of negligence is when one person or party does not live up to the reasonable expectations of keeping someone else from getting hurt. For instance, if you are in possession of a loaded gun, you would not fire it in public for no apparent reason. Similarly, if you have been drinking a large volume of alcohol, you would not get behind the wheel of a car. You can’t make the argument that you didn’t know that drinking and driving was illegal. You can’t make the argument that you didn’t plan on hurting anybody. A person who drinks and drives is a perfect example of someone engaging in negligent behavior.

As injury attorneys based in the Washington, D.C. area, Virginia is right in our back yard. In our twenty five years as an injury law firm, we have represented countless Virginians who were injured due to the negligence of another driver. So even though Virginia Beach is a few hours away from our offices in Silver Spring, the story of Ms. Schettler and Mr. and Mrs. Gay caught our attention.

We have dedicated a significant portion of our practice to helping car accident victims in Virginia, Maryland and Washington, D.C. get fair compensation when they get injured due to no fault of their own, and that includes people who have been injured due to drunk drivers. We help our clients get past the artificially low settlement offers and delaying tactics that insurance companies use to avoid paying injury victims what they deserve. If you or a loved one has been injured in a car accident in Virginia, Maryland or Washington, D.C. and you feel that you need legal counsel, contact Greenberg & Bederman for a free accident injury consultation.

To learn more about auto accidents and auto injury, please read our auto accident page, or our injury page, or watch our accident videos on Youtube.

Things You Should Know About Social Security Disability

 

Things You Should Know About Social Security Disability Insurance

As personal injury lawyers, we can tell you from firsthand experience that bad things can happen to perfectly innocent people. We help people who have been severely injured due to no fault of their own on a daily basis. We help them deal with insurance companies. We help them deal with bill collectors. We help them deal with the legal process. And we do this simply because if we don’t, their chances of receiving fair treatment are very much diminished.

Our government came to a similar realization. There are simply too many variables in human life for all of our citizens to go without some sort of basic protection in the event that things go wrong. People get sick or injured on a daily basis, and they get sick or injured in such a way that keeps them from working or otherwise supporting themselves. To keep these injury victims from falling through the cracks, our government established the Social Security Administration.

Most people know that Social Security is a government backed program that provides supplemental income to all Americans once they get to retirement age. They are less aware that Social Security provides coverage to people of all ages who suffer disabling injuries and are as such are unable to provide for themselves. Many people are also unaware that these benefits can also extend to their immediate families.

If you find yourself unable to work for a year or more due to a medical disability, you may be eligible to receive Social Security Disability payments. These benefits are paid up until the point where you are able to work again (if that is possible.) You can apply for SSDI benefits is if your injury is permanent and has lasted for at least one year.

In order to qualify, you  have to meet the Social Security Administration’s definition of “disabled.” In broad terms, what this means is the following:

 

 

  • You have an injury or illness that prevents you from doing the work that you used to do. In other words, if you used to have a job that required heavy physical labor and you severely injure yourself in a car accident, it is unlikely that you will be able to continue to work at your same job.
  •  You can’t do other work because of your condition. Making a career change happens to many people at some point in their lives, but with severe injuries or debilitating illnesses a career switch simply isn’t an option. If you have an injury where simply sitting upright causes you pain, there aren’t many employment positions available.
  •  Your disability is expected to last at least a year or to result in your death. It is important to realize that SSDI is generally for people who have been severely injured or are severely ill. Injuries that result in permanent impairment or injuries that will take extensive and lengthy recovery periods are generally the types that are considered for SSDI benefits.

If your condition meets these general criteria, then it falls to the Social Security Administration to determine whether or not you are actually disabled. They do this by asking five questions.

1.       Are you currently working? The idea here is that you can’t really be considered disabled if you are holding down a job and earning more than $1000 a month.  If you are currently working and making more than that, then as far as the SSA is concerned, you aren’t disabled.

2.       Is your condition Severe? In other words, does your condition directly affect your ability to work? Can you not work specifically because of your injury or illness?

3.       Is your condition on the list of disabling conditions? The Social Security Administration has a list of conditions which will automatically qualify you for SSDI. You can find that list here. If your condition is not on the automatically disabling list, that doesn’t mean you should give up. It just means that they take a longer time considering whether or not you will qualify.

4.       Can you go back to your old job or go back to similar work? If you get into a car accident, but are still able to do the job that you had before you were injured, then you will not qualify for SSDI. This has become more and more common in recent years, as a great deal of the work is more automated and less based on manual labor.

5.       Can you do any other type of work? The key here is that they want disabled to mean “severely disabled.” If your injury has you completely bed-ridden or has left you with brain injuries, then there is a high amount of probability that you would not be able to transfer your skills over to any other job, or really do any other job for that matter.

These are the basic qualifications for Social Security Disability benefits, but what has not been mentioned so far is that the process for applying for these benefits can be very long and quite complicated. There are rejections and appeals, many of which are decided by a presiding administrative law judge. This is not like waiting in line at the DMV to get a driver’s license. It’s more complicated than that.

This is why having experienced legal representation to assist you with your application is so important. It could be the difference between being provided with crucially needed income for you and your family and being left with nothing at all. With serious injuries, or a questionable disability problem, such as mental illness, the stakes are too high to attempt to do without legal counsel.

 Greenberg &  Bederman is a D.C. based law firm that helps injury victims get through the injury process, and that includes helping them with the applications forSocial Security Disability benefits. We serve clients in Silver Spring, Maryland and Baltimore, and have helped hundreds of people all over Maryland, Virginia and Washington, DC. If you or a loved one needs assistance in getting through the SSDI process, contact our social security lawyer Audrey Randall, for a free social security legal consultation.

 

Avandia Does Study on Avandia

 

Studies Refuting Avandia Heart Attack Evidence Authored By Drug Company Scientists

When the FDA released a warning about the type 2 diabetes drug Avandia in April of 2009, the premise of the warning was quite clear:

“Safety data from controlled clinical trials have shown that there is a potentially significant increase in the risk of heart attack and heart-related deaths in patients taking Avandia.”

Although the FDA did not take any steps toward removing Avandia from the shelves of the nation’s pharmacies, the fact that it was willing to admit that there was something significant about the numbers of heart attack victims among Avandia users was an important step. Equally significant (although maddeningly time consuming) is the fact that they have sent the matter to an independent advisory board for further review. The FDA is planning on holding a public hearing on Avandia heart attack claims in July.

 

Avandia works by making the cells more sensitive and responsive to insulin, which reduces the body’s need for the stringent blood sugar monitoring that diabetic patients require. If it works like it is supposed to, it allows diabetes patients to live their lives without going through the constant testing and monitoring that takes up so much of their time. But you have to think that if people had to choose between less blood testing and a massive heart attack, they would be willing to accept the inconvenience of the testing.

As important as the FDA’s actions are, they didn’t exactly come as a surprise to anyone. A 2007 study in the New England Journal of Medicine had already suggested that users of Avandia had an increased risk (by as much as 43%) of heart failure as opposed to diabetics who were treating their condition with regular insulin. And the FDA has further issued a so-called “black box warning label” for the medication, which is a way for the FDA to let the general public know that there are some real concerns about the medication that patients are about to take.

GlaxoSmithKline, who designed, manufacture and market the drug, went into full damage control mode, which meant an onslaught of press releases, as well as “rejecting the conclusions” of the New England Journal of Medicine, the FDA, and anyone with any teeth who had anything negative to say about their type 2 diabetes drug. To give you an idea of GSK’s overall game plan (as well as give you an idea as to how nervous this drug was making people, all you have to do is look at the titles of the numerous press releases that they put out in the wake of all of these negative studies:

o    24 Feb 2010: GlaxoSmithKline responds to US Senate Committee on Finance report on Avandia

o    20 Feb 2010 - GSK rejects conclusions of Senate Committee on Finance Staff Report on Avandia

o    20 Feb 2010 - GSK rejects conclusions reported in The New York Times story on Avandia

o    6 February 2008 - GlaxoSmithKline responds to findings in ACCORD study

o    3 December 2007 - GSK response to Nature Medicine article on rosiglitazone and bone in mice

o    11 September 2007 - GlaxoSmithKline responds to JAMA articles

o    27 July 2007 - GlaxoSmithKline statement in diabetes care study thiazolidinediones and heart failure: a teleo-analysis

o    5 June 2007 - GSK response to New England Journal of Medicine editorials

o    21 May 2007 - GSK response to NEJM article

o    21 May 2007 - GSK response to US Senate Committee on Finance

In case you aren’t keeping count, that’s ten solid denials of studies and warnings by the official digest of the American Medical Association, The New England Journal of Medicine, The New York Times, and the Senate Finance Committee.

One thing that GSK seems particularly adept at is refuting any studies that portray Avandia in a negative light and creating a more positive outlook on the side effects of Avandia. As personal injury attorneys who represent product liability injuries, this is certainly something familiar with. Quite often, when we present one expert witness, the attorneys for the defendant will provide two or three expert witnesses claiming the opposite.

Over two hundred studies were sent to the FDA by GSK. These all contradicted any negative reports of Avandia, whether it was articles in medical journals, independent studies, or even editorials in newspapers. Rather than just accept that both the NEJM and the FDA had been buried in an avalanche of contradictory news, the British Medical Journal not only took a look at the data in these positive studies, but also at who was responsible for writing and researching them.

What the BMJ found out was that of these, a full 45% of these studies were done by people who had authors with serious financial conflicts of interest. This means that they were essentially on the payroll of either GSK or other competing pharmaceutical companies, either through research grants or consulting fees. There was more:

“Moreover, in an era of “seemingly ubiquitous” requirements for disclosure of financial interests in medical journals, only 53% of the articles reviewed included a competing interest statement, noted the authors from the Mayo Clinical in Rochester, US.”

“…Of these 90 articles, only 69 (77%) included a statement disclosing the conflict of interest in the article itself, while three of the 21 articles that did not disclose the relationship published a statement declaring no conflicts of interest.”

This is hardly unbiased research. If your next grant or paycheck depends on positive reviews, what are the odds that your reports will be, if not skewed in favor, at least carefully neutral?

This isn’t the first time such conflicts have been brought to light. In the wake of the Vioxx scandal, the New York Times discovered that the FDA’s independent advisory committee (which essentially makes or breaks controversial drugs) was populated with scientists and researchers who had similar conflicts of interest. This is profoundly interesting to us, especially if you take a look at the following press release from GSK:

July 30, 2007 — Philadelphia, PA

GlaxoSmithKline [NYSE: GSK] today welcomed the nearly unanimous recommendation of a US Food and Drug Administration’s (FDA) advisory committee to support Avandia’s (rosiglitazone maleate) continued availability to patients in the US. The company said it will continue to provide information to the FDA to assist in the Agency’s final decision-making.

Greenberg and Bederman is currently offering free legal consultations to people in the Washington, D.C. area who have been injured and/or hospitalized due to heart complications from taking Avandia.  For a free legal review of your Avandia bad drug injury, please fill out a free legal Avandia form, or call Andrew Bederman at (301) 589-2200 for a free legal consultation.

Statute of Limitations Law

Statute of Limitations Law

The law limits the amount of time during which a person can seek civil legal remedies. The amount of time given by law to bring a claim is determined by the relevant statute of limitations. If a person does not resolve a claim by settlement or file a lawsuit before the appropriate statutory date, then the claim is lost and barred forever. It does not matter whether the claimant has a good reason for not filing within the statutory period; the claim is lost.


In most jurisdictions, different types of lawsuits have different periods before the statute runs. For personal injury cases, the statute of limitations period starts at the time of actual injury (i.e., the date of accident). In Maryland and the District of Columbia, an injured person has three (3) years to settle or litigate a case before the statute prohibits recovery for the injured person. In the Commonwealth of Virginia, the statute of limitations for personal injury claims is two (2) years.
Under certain circumstances, the statute of limitations does not begin to run at the date of injury. For example, a minor’s action for pain & suffering does not being until the child has reached the age of majority – 18 years old. Other commons exceptions include those declared mentally incompetent, insane, in active military service, and incarcerated. Once those conditions are no longer applicable (e.g., the person is no longer insane), then the time starts to run.


Actions against the government or a subset of the government have special timing requirements. Although the general statute of limitations do apply to cases where a person is injured by the fault of the government, there are additional requirements that the government be placed “on notice” of a person’s claim. Failure to place the government on notice within the appropriate time has the same effect as missing the statute of limitations – the claim is lost. The time period for notice can be anywhere from 180 days to 2 years, depending on the relevant governmental agency.
Because of the various timing implications involved in an accident, it is important that injured people consult a lawyer immediately. Attorneys can then investigate the potential claim in order to understand its nature and make sure that the injured person’s rights are preserved. Waiting until the end of the statute of limitations makes a lawyer’s job particularly difficult and can jeopardize the strength of the injured person’s claim.

To learn more about personal injury issues, please see the personal injury law information.  and click on the personal injury law tab.  To see information on our personal injury lawyer, please click personal injury lawyer.

Greenberg & Bederman is a personal injury lawfirm located in downtown Silver Spring, Maryland, one half block from the Metro Station, one mile from the Washington DC line.  We serve the injured in Maryland, Washington DC, and Virginia.