Social Security Estimator

Ever wonder how much you’ll receive in retirement benefits from Social Security? Now you can find out the answer. Recently, the Social Security Administration (SSA) added the retirement estimator to its website. The estimator is a planning tool that permits you to get a personalized estimate of your potential Social Security retirement benefit.

It is tied to your actual earnings record so you do not need to enter years of earning information. Your reported earnings are automatically accessed.

The Social Security Administration maintains that the site is secure. According to the Social Security Administration, the estimator does not reveal any personal information such as your address, earnings, or other information. The estimates are only provided online. And, for security reasons, there are time limits for viewing each page. After 25 minutes without any activity, you are given a warning.

The estimator is not for everyone. It is intended for use by those you are not receiving benefits (including medicare) on their own social security record and have enough credits to qualify for benefits. If you are subject to an offset based upon a pension, it is not for you.

One benefit of the estimator is that you can compare different retirement options by entering different dates of retirement or expected earnings. But, keep in mind that estimates are just estimates. The estimator is not adjusted for inflation and it bases its estimate on projected earnings.

To access the retirement estimator go to www.ssa.gov and click on retirement.

To learn more about social security disability law issues please click social security law. To learn about our social security disability lawyer in Maryland, please click social security disability lawyer maryland, and read our firm bios on Dory Sutker or Suja Varghese.

Slips on Ice

As I walked down the escalator at my neighborhood Metro station and sipped my morning green tea, I slipped on wet stairs and slid down the escalator about 10 feet.  Fortunately, other than my embarrassment, some spilled tea, and arriving late to work, I suffered only some minor bruises and aches.

When I got to the office, some of my co-workers asked if I had notified Metro and filled out an accident report. I did not. The reason -- I knew that Metro was not responsible for my particular accident. When walking in rain, snow, or any wet-conditions, it is my responsibility to be as careful as possible.

Every year, I receive phone calls from people seeking consultations and advice for accidents involving slips on snow and ice. The vast majority of these cases are rejected. It is extremely difficult to prove that some person is responsible for the results of weather. The District of Columbia has repeatedly upheld decisions favoring landlords and/or property managers when people slipped on ice on their property. Why? It's simply too difficult to prove that the person(s) is/are liable.

In order for liability to be demonstrated, a person must either know or should have known that a danger exists. Since ice and moisture can appear suddenly, the burden is on the plaintiff to show that the appropriate person was notified of the dangerous condition and failed to act reasonably within a reasonable period of time.

The best advice is simply to watch and be careful. I will definitely be wearing the snow boots I had from my mid-western winter days on my way to work tomorrow.

To learn more about premises liability or slips and falls, please see our website at premises liability.  To learn more about our personal injury lawyers, please click on personal injury lawyers maryland and read our firm bios on Andrew Bederman, Roger Greenberg, or Jason Fernandez.