Air Bags and Table Saws

 

There is a strange phenomenon that happens quite often in this country. Whenever a new device or technology is made available that could potentially reduce deaths and/or injuries, the people responsible for implementing that technology do everything possible to try to get out of it.

A good example of that would be airbags. These devices come standard in most of the cars that are for sale today, and having them in cars has saved countless lives. It should have been a no-brainer to put them in cars, especially considering that airbag technology existed as far back as 1970.

But Ford fought the implementations of airbags bitterly, and went so far as to meet with President Richard Nixon to demand that any new regulations requiring airbags would be delayed. Even General Motors, who practically invented airbags in cars, decided to delay mandatory airbag installation.

When they presented their anti-airbag arguments to the public, Ford’s line of argument was that, according to their research, the public didn’t want airbags in their cars, and who were they to “force” such things on their customers?

 

The anti-safety argument always seems to drift into that area. They turn it into a matter of “freedom” and “liberty” when in fact it is simply a matter of economics. Perhaps what really was happening is that Ford didn’t want to implement airbag technology because General Motors held the patents on most of the airbag technology. Ford and Chrysler would have had to pay General Motors for every airbag that they put in its cars. And after all the delays generated by Ford and Chrysler, GM projected that the money they would have made from patent royalties would not have been as extensive as they thought, so they decided that airbags would be a bad idea. So one of the major reasons that airbags didn’t become standard until 1989 was because that was when most of the patents on airbags had either already expired or were about to expire.

Again, it seems as though there was no “freedom,” “liberty” or “personal choice” at play here. It appears that it was all about money. It usually is. And recently, we have seen another example of the bottom line being more important than safety. We find this one particularly interesting, mainly because this is the first time we have ever seen the manufacturers being completely honest about its motives.

Everybody knows what a table saw is, right? They are fast and sharp and effective and completely and utterly dangerous. Every year they cause hundreds of serious injuries on construction sites. These injuries include deep lacerations, finger amputations, the entire ghastly lot. And this is one of the few circumstances that we can think of where the reason for the vast majority of these injuries is inattention on the part of the people who use them. All the training in the world will not keep them safe if they take their mind off what they are doing, even for an instant.

So if the entire table saw industry was presented with a device that would make it impossible for people to cut themselves on the blade, they would jump at the chance to install it, right?

Of course not. That would cost them money.

WASHINGTON -- The U.S. Consumer Product Safety Commission has extended the public comment period for developing a table saw safety rule by 60 days.

CPSC commissioners voted 4-0 to accept comments through Feb. 10, 2012. The original comment deadline was Dec. 12.

One of the reasons that the CPSC has extended comments is due to intense lobbying by the Power Tool Institute, which is the lobbying group of Black and Decker, Snap On, and all the other companies who make power tools. What they are against is that the CPSC has voted in favor of making a new piece of safety technology mandatory. And as far as safety technology for table saws go, this one is the Holy Grail.

The SawStop is a brand of saw that has something called “flesh-detecting technology.” It is based on the fact that while wood does not conduct electricity, flesh does. The blade is given a very small electrical charge and is fitted with a sensor. If it detects that it is cutting into anything that conducts electricity, it stops instantaneously. You could put your hand against the moving blade of the SawStop and get nothing more than a scratch.

The inventor of the SawStop has made it so that the ten table saw amputations that happen every day will not happen anymore. He has saved countless fingers and countless trips to the emergency room. He should be given parades, but predictably he is being given nothing but scorn.

The problem is money, as it always is. None of the other table saw makers have that patent, and just like airbags, they will have to pay a royalty to the inventor of the SawStop if that technology becomes standard in table saws. This will eat into its bottom line. If these manufacturers are able, they will most likely drag the fight out until the patent expires, at which point they may accept the new standards.

To the credit of the PTI, they are at least being honest about their reasons for opposing the SawStop mandate:

"Now is the time for table saw users to make their voices heard on a proposed government-mandated rule that could impose a specific patented technology on consumers and industry, creating a monopoly and raising prices for consumers. PTI is urging CPSC not to advance the rule and instead work with the industry to offer a suite of solutions that make sense for the entire range of products."

Translation: This will cost us money. They definitely get credit for that, and also for not putting the words “freedom” or “liberty” in the press release.

The point of all of this is that manufacturers don’t fight safety improvements because of “liberty and freedom,” or because of a desire for “small government.” They do it because they like money and want more of it, even if the end result is many mangled hands a year.

Greenberg and Bederman is an accident law firm located in Silver Spring, Maryland. We have been providing legal assistance to injury victims all over the Washington, D.C. area for 30 years, and that includes people who have been injured in car accidents and construction accidents. If you or a loved one has been hurt on the highway or on the job site in Maryland, Virginia or Washington, D.C, contact Greenberg & Bederman for a free consultation today.

$5M Won't Cover Indianna Collapsed Stage Fair Injuries

 

Even though we live in a media environment where many events are forgotten almost immediately after they occur, we think it will be a long time before anyone forgets the disaster that happened at the Indiana State Fair.

Thousands of people turned up to see a band called Sugarland, who are quite popular. Before the show even started, wind gusts began to develop. The stage, which was not properly anchored, collapsed onto the first few rows of spectators. Forty-five people were injured, and seven were killed.

Not surprisingly, many of the victims and loved ones of the deceased began to contact attorneys about legal representation. It would be hard to imagine why they wouldn’t do so. This tragedy occurred on the site of the Indiana State Fair, which means the state was ultimately responsible for making sure that everything was secure and safe. As you can see from the video evidence, everything most certainly was not secure and safe.

With Indiana being quite a long way away from Maryland or D.C, we don’t have all the facts in front of us. But upon giving the case a passing glance, it seems that a reasonable argument could be made for a wrongful death claim for the seven victims who died, with negligence claims being made for all the injury victims. And from what we read in the papers, it appears that almost everyone involved in the accident is involved in a legal claim against the state of Indiana. Unfortunately, it doesn’t appear that it will do them much good.

 

Indiana is one of those states with “caps” in place on the amount of damages that a plaintiff can receive in a case. And in the event that someone wants to sue Indiana, the limit that they can get is $5 million. That seems like a lot, except we don’t mean $5 million per person. We mean $5 million per incident.

With seven people dead and forty-five people injured (many of them seriously,) a hard ceiling of $5 million will not be enough to cover the medical bills of the survivors, or to compensate the families of those who died. If you don’t count the seven deaths and consider just the forty-five injured, divvying up $5 million would give each injury victim around $111,111, but that’s assuming that the state will be willing to go all the way up to the limit of $5 million. And if you only count the seven deaths and not the forty-five injured, the family of each victim would get around $714,000, again assuming that the state will allow the maximum payment to be made. Or perhaps they will figure it out some other way. Maybe the people who survived but are injured will get a little bit of money, and maybe they will give more of the share to the families of the people who died, or maybe they should do it vice versa.

Do you see the sickening sort of arithmetic that has to take place once there are damage caps in place? Rather than allowing each case to be determined on its merits and centered on the needs of the victims or their loved ones, Indiana has forced all of these victims of negligence to scratch and scrape for inadequate funds. The severely injured will be left with overwhelming medical bills and will probably have to turn to Indiana for aid anyway, or they will have to apply for Social Security Disability payments or Medicaid.

To us, this appears to be the same old story. Everyone in a state is sold on the idea that there is a plague of frivolous lawsuits, they agree to caps on what plaintiffs can be awarded, and then due to an accident, negligence or simply any unforeseen event, they find out the hard way what these caps really mean. People in Indiana are learning this lesson now, and unfortunately so are the victims of the State Fair stage collapse.

Greenberg and Bederman is a personal injury law firm located in Silver Spring, Maryland. We are currently offering legal assistance to victims of car accidents, medical malpractice, negligence or defective prescription drugs. If you or a loved one in Maryland, Washington, D.C. or Virginia has been injured in an accident, contact Greenberg & Bederman for a free consultation today.

Foggy Bottom Metro Station Less Dangerous

 

All of a sudden, people at Foggy Bottom Metro station are in considerably less danger than they were three weeks ago. All of a sudden, riders can simply get on a moving escalator rather than trudge up the stairs in almost 100 degree heat. All of a sudden, nobody has to worry about escalators collapsing, causing harm to Metro’s riders.

And all they had to do was get rid of the old, malfunctioning escalators that were beyond servicing, and put in new ones.

From the July 11th edition of The Washington Post:

“For the first time in more than a decade, Metro has a new escalator that isn’t in a new station. The pristine escalator unveiled during Monday morning’s rush hour at the Foggy Bottom station is part of a $6 million project to replace three at the entrance, install a staircase and build a canopy to cover it all.”

The escalators at Foggy Bottom were in particular need of repair, especially since one escalator at that station suffered a partial collapse back in February. It is a miracle that no one was seriously hurt.

 

We were hoping the next replacement will be at L’Enfant Plaza, where what is about the worst case scenario for an escalator failure actually did happen on Halloween of 2010. Right after Jon Stewart and Stephen Colbert’s Rally to Restore Sanity (which was one of the biggest crowds the National Mall has seen in years,) the brakes on the escalator that leads down into the station failed, causing a pile up of humanity at the mouth of the station. Four people were seriously hurt. You can see the video here.

The next new escalators scheduled for installation are three at Foggy Bottom, three at DuPont Circle and three at the Pentagon. The rest will be going into what WMATA is calling “a major rehab.”

While we completely understand replacing the escalators at the South exit of DuPont (a collapse there would be a monumental disaster,) we are having a hard time understanding why the escalators at L’Enfant aren’t being considered a priority. If there is a total brake failure on an escalator, it would seem that replacing the entire escalator would be a priority. Plus, L’Enfant Plaza is a very high traffic Metro station, at least as equally high traffic as Foggy Bottom. But at this point, we have given up trying to figure out Metro. We just cross our fingers and hope for the best. And replacing some escalators is a good start.

However, we are worried about how this escalator refurbishment will take place. According to the article in The Washington Post, all of the escalators in the Metro system were made by seven different companies, four of whom are currently out of business. And the quote from Deputy General Manager Dave Kubicek makes us somewhat nervous:

“Vendors couldn’t service what was in there. No matter what we did, we weren’t going to be able to service them to the level of expectations.”

Further disturbing bits of information appear shortly below that particular quote:

“Metro used to contract out its service and maintenance of escalators and elevators but brought these back in house in spring 2010. If parts can’t be found on the market, Metro makes them or takes ones from elevators no longer in service.”

So basically, it appears as if in the interest of saving money, Metro brought the escalator maintenance in house, despite not having people with the skills to do the work or the resources to get new parts. They then resorted to cannibalization of no longer existing escalators and elevators, which makes about as much sense as saying, “Hey, why don’t we use the plug from this leak and move it over to the new leak? What could possibly go wrong?”

A great deal can go wrong, apparently. This is the sort of thing that you would expect from a subway system in a third world country, but not Washington, D.C. We urge WMATA to get moving on fixing or replacing all of these escalators before somebody gets hurt.

Greenberg and Bederman is a personal injury law firm located in Silver Spring, Maryland. We are currently offering legal assistance for those who have been injured due to no fault of their own, and that includes injuries due to falls. If you or a loved one has been injured in an accident, contact Greenberg & Bederman for a free consultation today.

Christmas Accidents

 

It is has officially been the Holiday season for about three weeks now, and we here at Greenberg and Bederman would like to extend our warmest wishes to you and yours. It is certainly nice to spend a few days of the year focusing on family and friends rather than all of the other concerns that seem to take up so much of everyone’s time. This is particularly true in the Washington, D.C. area, where work seems to take precedence over everything.

But while we encourage everyone to relax and enjoy themselves over the holidays, we would also urge everyone to exercise a modicum of caution. We’ve been reading a few statistics and reports, and we have come to the conclusion that the holiday season can be dangerous.

Accidents happen or are caused all the year around, but there seems to be a strange category of Holiday related injuries that happen every year. From falls to drunk driving to burns in fires to specifically bizarre occurrences, the spike in visits to the emergency room or worse appears to be fairly constant year after year. We thought it would be useful to share some of these statistics with you so that you might take a few simple precautions.

What follows is some information about Holiday injuries.

 

Falls: Christmas lights are a proud tradition in America, and some people take great pride in having the biggest and flashiest displays in their neighborhoods. Usually this means a lot of climbing ladders and hanging around on the roof, which can certainly lead to falls. In fact, a three year report from the CDC claimed that “…The majority of falls were from ladders (e.g., while hanging holiday lights), followed by roofs (e.g., while mounting an artificial Christmas tree on the roof).” There were also plenty of indoor falls, as the report mentions that many falls come from “…furniture (e.g., while standing on a table decorating a Christmas tree, standing on a chair hanging holiday decorations, or standing on a step stool when hanging a tree topper), stairs, and porches. Other falls were caused by tripping over or slipping on holiday-related objects (e.g., tree skirts or ornaments).” The most severe injuries seem to come from falls off of ladders, which were responsible for 51% of all fractures. So the obvious lesson to take from that is to be as careful as you possibly can while hanging or taking down your Christmas lights.

Drinking and Driving: The Holiday season brings with it holiday parties, which inevitably brings irresponsible behavior. A report from the U.S. Department of Transportation claimed that between 2001 and 2005, an average of 45 people died from drunken driving related causes during the holiday season.  And according to MADD, alcohol is involved in 52% of collisions on Christmas Eve and 57% of collisions on New Years. The tough part about this information is that while you may not drink and drive, others might have no compunction about doing so. So saying “be careful” can only get us so far.

Others: This is a batch of statistics from England, and although you might think that these don’t apply, you should keep in mind that these are not “British accidents.” All of those that are listed are just as capable of happening to us here in the States.

·          3 Brits die each year testing if a 9v battery works on their tongue.

·          31 Brits have died since 1996 by watering their Christmas tree while the Christmas lights were plugged in.

·          142 Brits were injured in 1999 by not removing all the pins from new shirts 58 Brits are injured each year by using sharp knives instead of screwdrivers.

·         19 Brits have died in the last 3 years believing that Christmas decorations were chocolate.

·          British Hospitals reported 4 broken arms last year after cracker pulling accidents.

·         101 people since 1999 have had broken parts of plastic toys pulled out of the soles of their feet.

·          18 Brits had serious burns in 2000 trying on a new jumper with a lit
cigarette in their mouth.

·         A massive 543 Brits were admitted to hospital in the last two years after opening bottles of beer with their teeth.

So yes, Christmas is “the most wonderful time of the year,” but it’s also more dangerous than other times. People are in a celebratory mood, they are euphoric, they are busy eating and cooking and decorating and drinking. So by all means, enjoy the Holiday season, but please do so responsibly, and exercise precaution when necessary.

Greenberg and Bederman is a Washington, D.C. area personal injury law firm located in Silver Spring, Maryland. We offer legal assistance to those who have been injured in car accidents, pedestrian or bicycle accidents, and those who have been injured due to medical malpractice. If you or a loved one has been injured due to no fault of your own, contact Greenberg and Bederman for a free legal consultation today.

Chris Henry Had Prior Brain Injury?

 

12/17/2009 - CHARLOTTE, N.C. -- Cincinnati Bengals receiver Chris Henry has died, one day after falling out of the back of a pickup truck in what authorities described as a domestic dispute with his fiancée.

There wasn’t much about the death of Chris Henry that made sense. According to reports, Henry wasn’t a mere passenger in the back of that truck. Apparently he ran alongside it and jumped in the bed of the truck while it was still moving. He then fell out and landed almost squarely on his head, which caused blunt force trauma to the brain, which killed him.

Henry had a reputation in the National Football League as somewhat of a wild child, with multiple arrests involving marijuana possession, driving under the influence, assault and criminal damage. Throughout his career, Mr. Henry displayed what can kindly be described as a serious lack of impulse control. He displayed a bad temper and poor judgment on multiple occasions.

So when he died in that accident, many people just wrote it off as the behavioral norm. He had been a little crazy his entire life, so why should his death have been any different? But a recent article in the Los Angeles Timesoffers what may be a reason for not only his actions at the time of his death, but also his actions during his very turbulent life:

 

Cincinnati Bengals receiver Chris Henry suffered from a chronic brain injury that may have influenced his mental state and behavior before he died last winter, West Virginia University researchers said Monday.

The doctors had done a microscopic tissue analysis of Henry's brain that showed he suffered from chronic traumatic encephalopathy.

Chronic traumatic encephalopathy is caused by repeated hits to the head. It is a disease that essentially causes the brain to deteriorate, and as it progresses there are multiple symptoms that can affect the victim. Among these are dementia, irrational and violent behavior, memory loss and a lack of impulse control. As a receiver in the National Football League, Chris Henry would have spent the majority of the years of his life playing football. There was probably no shortage of incidents where he received major blows to the head. So all of a sudden, it becomes clear that Mr. Henry wasn’t necessarily “wild” and “immature,” but was instead sick, and his accident becomes that much more of a tragedy. It also raises a very troubling question. Why didn’t it occur to anyone in the NFL, or the Cincinnati Bengals or in Mr. Henry’s immediate circle that his behavior wasn’t natural? Why didn’t anyone recommend that he see a neurologist, or at the very least a therapist?

The story of Chris Henry underscores two things: First, it emphasizes how brain injuries can drastically alter the behavior of the victim. Secondly, it emphasizes how brain injury victims can go for years without being properly diagnosed.

The human brain is the most complex organ in the body. Modern medicine and modern science is still trying to figure out all the ways in which it works, or how one part of the brain connects to another, or how they all balance out and work together. When a part of the brain is damaged even slightly, the repercussions for the victim in terms of movement, the senses or emotional stability can be enormous.

For instance, what happens if you are an elementary school teacher who all of a sudden loses her ability to control her temper? What happens if you are an air traffic controller who all of a sudden loses his ability to remember the order of things? How are you supposed to continue on in your career? How are you supposed to earn a living? How are you supposed to live a normal life?

For that matter, how are you supposed to even know if you have a brain injury? It obviously never occurred to Mr. Henry that he had one, even as he was getting arrested, flying into rages, or, tragically, jumping on to the back of a moving truck.

If you have been in any kind of accident where you received a blow to the head, no matter how minor it might have seemed, it is crucial that you tell your doctor. Something as simple as an x-ray could be the difference between a proper diagnosis and having your entire life fall into ruin because of an undiagnosed brain injury.

Greenberg and Bederman is an injury law firm based in Washington, D.C. Many of our clients are people who have suffered brain injuries in car accidents or due to falls. We understand the difficulties that traumatic brain injuries can cause people, and we also understand the difficulties in getting insurance companies to recognize those difficulties. Insurance companies have an unfortunate tendency to automatically assume that people who suffer from behavioral or other mental difficulties after an accident are just a number, the lowest number, they can try to pay out an injury claim on. We take pride in our ability to help our clients fight through the obstructionism of insurance companies and get the compensation that they deserve. If you or a loved one has been injured in an accident and is suffering from the effects of a brain injury,  contact Greenberg & Bederman for a free brain injury legal consultation.

Yaz Birth Control Injury Differences

DC Area Yaz Birth Control Injury Law Firm Greenberg and Bederman is Currently Offering Legal Assistance

As many of you probably know, the Bayer Corporation is facing a series of yaz lawsuits in various American states due to problems that users of their line of birth control pills are experiencing. If you don't know about yaz health problems, please read our page on yaz history.The difference between Bayer’s pills and most other oral contraceptives on the market is that Bayer’s birth control pills (which are marketed under the names Yaz, Yasmin, and a generic version called Ocella) all contain a synthetic variation of progestin called drispirenone. While the use of drispirenone has been marketed by Bayer as having some beneficial peripheral effects such as prevention of minor acne or helping to alleviate the symptoms of pre menstrual dysphoric disorder, Bayer failed to mention in either it’s marketing campaign or the warning labels used on the medication that drispirenone raises the risk of deep vein thrombosis, or blood clots in the deep arteries and veins of the legs. These blood clots can then break apart, and the pieces can travel through the bloodstream, which can cause strokes, heart attacks and pulmonary embolisms. The use of drispirenone has also lead to a higher than normal rate of gall bladder disease.

These side effects of yaz are not merely theoretical. There have been hundreds of women who have been seriously injured and hospitalized all over the country due to clot-based injuries. Otherwise perfectly healthy women have suffered from strokes, heart attacks, pulmonary embolisms and gall bladder disease, and there have even been more than fifty deaths.

 

As a result of these injuries and deaths, over 1100 lawsuits have been filed nationwide, with many of them falling under Multi District Litigation, which is a way to place cases with similar backgrounds against the same defendant under the same ground rules. A few class action suits (in which one group of attorneys represents multiple plaintiffs under the heading of one case) have also been filed.

Bayer has, of course, vowed to fight any and all yaz lawsuits regarding their line of birth control pills, and we certainly believe them. With profits of Yaz, Yasmin and Ocella reaching $1.7 billion dollars in 2009, Bayer can afford to wage as many court battles as they see fit. Even with all the justified bad publicity, Yaz is still Bayer’s top selling product.

The Bayer Corporation has already given some clues as to what they expect their defense to be. They recently made an attempt to allow past birth control history of the plaintiff’s to be used as evidence, which was quite rightly denied. And based on public statements by Bayer, we are expecting them to center their defenses on the warning label that is currently in place on the products themselves.

Bayer will probably wear the current label as a shield against any liability, with the premise being “Look, we have a warning label on the box, and the doctors who prescribe it have their warnings as well. If you didn’t read it, we can hardly be expected to be blamed for that.”

There are a few things wrong with that premise. In the first place, the warnings weren’t mentioned very prominently in the enormous and splashy advertising campaign that Bayer used for Yaz. The focus on these ads was all about what Yaz could do for you besides keep you from getting pregnant. In the second place, while the warning on the doctor’s labels does admit that there is a risk of hyperlykemia (elevated potassium levels,) it fails to mention that drispirenone has a higher risk of causing hyperlykemia than any other progestin based oral contraceptive on the market. Since hyperlykemia is a possibility with most other pills, this warning label basically makes it seem as if Yaz, Yasmin and Ocella are no different than any other pill on the market when it comes to risk, and this is simply not true.

An equivalent here would be if a gun manufacturer was selling a pistol that has a higher tendency to fire accidentally than any other gun on the market, but since there is a slight chance that many guns on the market will fire accidentally, their particular gun is no different than the others.

When you study the injuries associated with yaz Bayer’s warning labels should produce a list of conditions that should discourage you from taking any of their drispirenone based pills:

Yaz should not be used in women who have the following:

·         Renal insufficiency

·         Hepatic dysfunction

·         Adrenal Insufficiency

·         Thrombophlebitis or thromboembolic disorders

·         A past history of deep-vein thrombophlebitis or thromboembolic disorders

·         Cerebral-vascular or coronary-artery disease (current or history)

·         Valvular heart disease with thrombogenic complications

·         Severe hypertension

·         Diabetes with vascular involvement

·         Headaches with focal neurological symptoms

·         Major surgery with prolonged immobilization

·         Known or suspected carcinoma of the breast

·         Carcinoma of the endometrium or other known or suspected estrogen-dependent neoplasia

·         Undiagnosed abnormal genital bleeding

·         Cholestatic jaundice of pregnancy or jaundice with prior Pill use

·         Known or suspected pregnancy

·         Liver tumor (benign or malignant) or active liver disease

·         Heavy smoking (≥ 15 cigarettes per day) and over age 35

·         Hypersensitivity to any component of this product

This is all well and good, but that doesn’t explain the hundreds of women who are suffering from none of these symptoms who are still being injured and hospitalized. And aside from that obvious red flag, these symptoms all more or less appear as disqualifications on the warnings for practically every other birth control pill out there. This again makes it appear that Bayer’s line of birth control pills are just the same as every other oral contraceptive, when they are in fact not, and that is one of the major reasons for all of these yaz lawsuits.

The “read the warning label” argument doesn’t carry any water unless that warning label clearly states that drispirenone increases your chances of hyperlykemia, which increase your chances of DVT, which increases your chances of heart attacks, strokes, pulmonary embolisms and gall bladder disease. The increased chances aren’t mentioned in a clear manner at all. Bayer did not say “Here is a birth control pill that can prevent acne and the symptoms of PMDD, but it increases the odds that you will suffer from blood clots. Take it at your own risk.” They simply said “Here is a standard, run of the mill birth control pill, except it can prevent acne and the symptoms of PMDD!”

Greenberg and Bederman is currently offering legal assistance for people in the Washington D.C. area who have been injured due to the use of Yaz, Yasmin or Ocella. Our attorneys are working diligently to help women in Virginia, Maryland and the District who have been hospitalized due to Bayer’s line of birth control pills. If you or a loved one has been injured in this manner, contact Greenberg and Bederman for a free yaz legal consultation today.

To learn more about yaz birth control, please read our yaz lawyers website page, or watch our yaz video on Youtube.

 

When Do I Need A Personal Injury Lawyer?

 

When Do I need A  Personal Injury Lawyer?

In the aftermath of an accident, it can be sometimes be difficult to know if you need a lawyer. Many accidents fall squarely in the “no harm, no foul” category, in that the damage to the property or persons of those involved is negligible. For instance, if the accident is a fender bender car accident with minimal property damage, you should be able to handle your damages through the insurance companies. Or if you slip and fall in a restaurant but don’t injure anything but your pride, there is no need to contact an attorney at all.

But the stakes change when the accident involves medical treatment. This is when the liability involves more money, and insurance companies often take steps to make sure that they pay out as little as possible.

There is often a drastic difference between what an injury victim should receive and what an insurance company is willing to pay. Having an attorney to represent your interests can be the difference between receiving fair treatment and not even receiving enough to cover your damages. What follows are some situations where you should contact a personal injury attorney as soon as possible.

 

Serious Car Accidents:Any accident that involves a complete loss of your car and/or a stay in the hospital should not be handled without legal counsel. When medical treatment is involved, insurance companies will often try to deny liability outright or offer an artificially low settlement in order to minimize the payout. Handling a car accident injury claim without an injury lawyer is practically a guarantee that your needs will not be realistically met.

Accidents with Trucks or other Commercial Vehicles:Tractor trailers and other commercial vehicles are on the road for no other reason than to make money, and as a result the laws regarding commercial insurance coverage are different. A commercial vehicle might have multiple policies, with the driver having one policy and the freight company having another. What often happens in the event of a commercial vehicle accident is a game of “pass the buck,” where one insurer will claim that the other insurer is more liable than the other and vice versa. Commercial insurance companies are also notorious for being closed mouthed and difficult during investigations. An experienced personal injury attorney can help you sort out the liability issues, determine who was at fault, and help you receive fair compensation for your injuries and property damage. And considering the harm that a truck or tractor trailer can do, it is a safe bet that there will be both serious injuries and major property damage. The stakes are too high in a situation like that to go it alone.

Medical Malpractice: Doctors make mistakes all the time, but not all medical mistakes are necessarily a medical malpractice. If a medical provider deviates from the standard of care, and causes harm to the patient, with damages, there may be a negligence claim against the medical provider. Even if the doctors are upfront about the mistake and the insurance company offers you a settlement, there could be elements of that settlement that are inadequate. An experienced personal injury attorney should be able to tell fairly quickly whether or not your settlement offer is a decent one.

Falls:On the surface, slipping and falling might seem to be more comical that damaging, but the reality is that falls are a major cause of serious injuries and deaths. Because slipping and falling can be embarrassing, even people who are severely injured are sometimes hesitant to consult with an attorney. But businesses, hotels and rental properties are required to maintain safe premises for customers, guests and tenants. Unmarked wet floors, poorly lit staircases or cracked flooring are only some of the examples as to how negligent maintenance by an owner or manager has resulted in serious injury. A fall might be embarrassing, but if you were seriously injured due to circumstances that were not your fault, you have every right to seek compensation for your damages. An injury attorney can conduct an investigation and help determine whether or not your injury happened due to negligence.

Despite the sunny advertising about being a “good neighbor,” the average insurance adjuster is not in the business of writing big checks. In fact, most insurance adjusters, whether they work for auto insurance, commercial vehicle insurance, medical malpractice insurance or property insurance, are actually financially rewarded for paying out less in claims. It is therefore in their best interest to pay you as little as possible. To that end, they routinely offer artificially low settlements, and engage in manipulative tactics to get you to accept them. A good rule of thumb for dealing with insurance adjusters is that if there is any element of your injury that goes beyond the concrete arithmetic in front of you, then any settlement that is offered to you should be thoroughly scrutinized by a personal injury attorney. For instance, if the injury was particularly painful, then that pain and suffering should be compensated. If you are unable to return to work because of your injury, then you should be compensated for your lost income. If you will have to go through rehabilitation to recover from your injuries, the rehabilitation costs should be covered.

If your adjuster offers excuses for not providing for these costs in the settlement, or if it seems that he is trying to steer the blame for the accident over to you, or if he says things like “We don’t want to make mountains out of molehills,” you can be absolutely sure that this means you aren’t being treated fairly.

Any experienced personal injury attorney should be able to take a look at your settlement offer and determine whether or not it is adequate to cover your damages, both present and future damages. If insurance companies would simply be forthcoming and generous from the beginning, we injury lawyers may go out of business. An experienced injury lawyer can judge what any settlement is lacking and the  best way to proceed.

In any accident requiring medical treatment, it is simply better to be safe than sorry. Consulting an injury attorney after a serious accident can keep you from becoming victimized a second time. You shouldn’t find out that your settlement is inadequate after you’ve already signed it.

Greenberg and Bederman is a personal injury law firm based in Silver Spring, Maryland. Our attorneys have provided legal counsel for the injured of Maryland, Virginia and Washington, D.C. since 1985. We have helped secure high settlements and judgments for those who have been injured due to car accidents, medical malpractice, or other types of personal injury. If you or a loved one in the greater Washington, D.C. area has been injured in an accident, contact Greenberg and Bederman for a free legal consultation today.

To learn more about personal injury law, please read our personal injury page on our website.  To learn more about our personal injury lawyers, please see our personal injury videos on Youtube.

Injury Law Colossus

 

The Colossus Program

Insurance claims adjusters used to be people who were well trained and thoroughly experienced. They had to know about car accidents, repair costs, medical costs and economics. They had to go through each individual accident claim and factor in how much it would cost to repair the car, how much the medical bills could reasonably be expected to cost, how much money the accident victim would lose because of time missed from work, and basically get a handle on any conceivable monetary issues that might come up during the course of the claim.

That sort of expertise isn’t required anymore. These days, insurance adjusters are essentially no more than cubicle dwelling button pushers who don’t need to know much of anything about the costs of car accidents, or medical bills, or economic loss. A computer program called Colossus handles all of that for them.

 

While this might be a great thing for the insurance companies, it most assuredly isn’t a positive development for accident victims.

According to the website, the purpose of Colossus is to:

“…interpret medical reports and look up definitions of injuries, treatments, complications and permanent impairments using AMA 5th edition data. Through a series of interactive questions, Colossus guides the adjuster through an objective evaluation of medical treatment options, degree of pain and suffering, degree of permanent impairment to the claimant’s body, and the impact of the injury on the claimant’s lifestyle.”

What this means is that Colossus uses data from the American Medical Association to lump your injury into a specific injury category, whether that category is accurate to your circumstances or not. As far as Colossus is concerned, a broken leg is a broken leg, no matter if the victim is an office worker or a construction worker or a fire fighter.  Obviously, no two injuries are exactly the same. There is no such thing as an “average” broken leg, or an “average” rib fracture, or an “average” head injury.  Lumping them all together as if they were identical is disingenuous at best.

Another problem is that Colossus uses pricing data to determine exactly how much your injury should cost, regardless of how much it actually costs. For instance, if you receive a broken leg in an accident, Colossus determines the amount of money that an average broken leg settlement costs in your state, and that is the amount of money that is put towards your settlement. Where they happen to be getting this pricing data is anyone’s guess, as many insurers who use Colossus consider that information a “trade secret,” and have even taken former employees to court over allowing that information to be made public. 

Aside from all of these serious shortcomings, there are two aspects of this software that we find even more disturbing. The first is that Colossus makes no allowances for physical pain and suffering or emotional damage. The pain that your injury caused you or the possible detrimental mental effects of the accident is, as far as Colossus is concerned, worth absolutely nothing.

The second shortcoming goes back to the idea of simply automating injury claims. As we mentioned earlier, insurance adjusters used to be experienced human beings who could hear arguments from injury victims and could be made to see reason. Now, insurance adjusters are shackled to the results that are given to them by a computer program, which often leads many injury victims with the choice of either accepting an artificially low settlement or taking their case to court.

At Greenberg and Bederman, we have spent the past few decades fighting for fair treatment for injury victims in Maryland, Virginia and Washington, D.C. A significant part of that process is helping those who have been hurt due to no fault of their own get past the disingenuous practices of insurance companies, including the use of software that automatically stacks the deck against the injured.

If you or a loved one has been injured in an accident anywhere in the D.C. metropolitan area, contact the law offices of Greenberg and Bederman for a free legal consultation today.

If you want to learn more about personal injury please read our personal injury page. 

How Much is My Personal Injury Case Worth?

How Much Is My Case Worth?

Of all the questions my clients ask me, there is one I dread more than others – “how much is my case worth?” For lawyers, the ethical restraints of our profession prevent us from answering that question. More often than not, the problem with the question is timing. No lawyer should attempt to settle a personal injury claim before the client finishes his/her medical care or reaches the point of maximum medical improvement. Once that point is reached, the lawyer can review the particular circumstances of the case and use his/her experience to approximate a fair value range for the client’s claim.
There are many factors that go into a case assessment. A few of the most common factors are the type of injuries suffered, the treatment those injuries required, the length of that treatment, and the cost of that treatment. Also included in the valuation of a case is any lost wages as a result of injuries or other “special” damages (i.e., expenses for the client that would not have been incurred if not for the accident). A lawyer must also consider whether the client suffered a permanent injury, any resulting disability, and the need for future medical care. In some cases involving lacerations and the like, scarring or disfigurement is also evaluated.
When looking at these many factors (and there are many more to consider), a lawyer uses his/her experience to estimate what a judge or jury may award the client seeking compensation. This then becomes the baseline for negotiating with the at-fault party’s insurance company.
Insurance companies also evaluate claims. The worst-kept secret of the insurance industry is that they use a massive computer database to assist in their evaluation of claims. The insurance companies collect data on all claims that are submitted. They track those claims locations, injuries, treatments, and ultimate dispositions (whether by settlement or verdict in court). They then use this information to approximate their opinion of the value of the claim. Of course, the number value that the insurance company assigns to a claim is frequently different from the lawyer’s opinion of a claim’s value. The difference of opinion is worked through during the negotiation phase. If a fair settlement is not obtained via negotiation, the case must be litigated.
Injured persons should keep in mind that insurance companies want to settle claims for as little as possible. In addition, it benefits the insurance company to delay paying claims for as long as possible – they stick the earmarked amount (the insurance company’s original guess as to the new claims value) in an interest-bearing account thereby minimizing their ultimate loss on the claim.
As always, it is important that injured people speak with an experienced attorney prior to settling a claim to make sure that a fair amount is being offered.

For more information on personal injury case issues, please visit our website at personal injury issues. For more information on our personal injury lawyers, please click personal injury lawyers.