Do Away With Social Security?
There don’t seem to be a lot of history majors in politics these days. Nor are there a lot of fans of English literature. But, there are a great many people in the political professions who seem to think that our system of safety nets (Social Security, Social Security Disability) are at best unnecessary and at worst some sort of tyrannical theft by the government. They also seem to think that if we just got rid of the safety nets and quit taxing the citizens, or if we just privatized social security or even just cut everyone loose to fend for themselves, then somehow the magic of the free market would sort everything out.
Anyone who believes that has either a tenuous grasp on reality or no knowledge of history, or both.
Back before Social Security, it used to be believed that the poor were being punished by God for their lack of industriousness and poor moral choices. While this might not be the mindset of those who wish to do away with Social Security nowadays, their current thoughts on the matter are hardly much better. “Why haven’t the poor done a better job of looking after their investment portfolios?”
Back in the 19th and early 20th century, there used to be places called “workhouses.” This was where the destitute poor were placed. The majority of them were either children or the elderly. These places were essentially prisons. They would be fed the bare minimum, and they would work 12 hours shifts six days a week. Their tasks included picking oakum out of hemp rope, making brooms, or performing other menial tasks so they could earn their keep. Those who were placed in them were actually considered “lucky,” mainly because the only other option was life on the street with nowhere to go. It was a fairly popular background for novelists like Charles Dickens, whose name has become synonymous with bleak living conditions and the utterly destitute.
We don’t live in a society like that anymore. But anyone who thinks we can’t slide back into that sort of thing if we just get rid of the bothersome Social Security tax is delusional.
Sure, we won’t have them make brooms or pick tar out of rope. It would probably be a more twenty-first century kind of menial labor. Maybe working at a call center? Sending out spam e-mails? I’m sure they’ll think of something.
Detractors of Social Security claim that many recipients of social security are getting a “handout” or an “entitlement,” but we have a hard time seeing it that way. An entitlement or a handout is something that you get for free. Social Security is something that you pay into for your entire working life, from your first job as a 15 year old at McDonalds to your last job as a CPA. Your employers pay into it as well. What about that is a “handout?” In fact, we would argue that it is the only government program that takes dues from the taxpayers and provides them with tangible money at the end of it. Taxpayers pay for farm subsidies and receive no real tangible monetary benefit. Taxpayers pay for spare engines for jets, yet never get to fly one. Taxpayers pay for everything this country does, but the only program that gives them money back is Social Security. So when someone asks “Why should I have to pay for somebody else’s retirement,” the answer is “You are paying for someone else’s because someone else will be paying for yours.”
And what about those who become injured and are unable to work? Do we want to live in a country where those who are unable to work are left with absolutely no income whatsoever? For those of us in gated communities, it probably won’t be that much of a big deal. But for those of us who are not financially well off, and for the majority of us who didn’t make it through life without a significant financial catastrophe, the idea of having nothing, either when we retire or get injured, is not something that we think would be a good idea.
Social Security Insurance and Social Security Disability Insurance is not perfect. There are a lot of things that we can do to make it more efficient and fair. But either privatizing it or abolishing it all together smacks of a different, darker time in America. We shouldn’t go back there again.
Greenberg and Bederman is a Social Security Disability law firm located in Silver Spring, Maryland. We are currently offering legal assistance for those who are applying for Social Security Disability Insurance. If you or a loved one in Maryland, Virginia or D.C. need assistance in getting through the Social Security Disability Insurance process, contact Greenberg & Bederman for a free consultation today.